it doesn't cost you something extra to have the contigency, it doesn't cause issues.? It simply grants you the right to back out if your inspections reveal issues.
AND...if it is a spec home...you still can find issues, not to mention punch list items.? don't wait until you move in to find out there is something weird with the mechanical things, or something not up do code etc.? I'd almost argue it's more important on new construction than on existing because in the existing...there are people living there using the stuff.? There could easily be an issue that the builder simply isn't aware of and you won't be either if you skip inspections.
you gain nothing by giving up that right.
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