Police: Five dead, about 20 wounded in Oregon tour bus crash

LA GRANDE, Ore. (AP) ? A tour bus careened through a guardrail on an icy Oregon highway and several hundred feet down an embankment Sunday, killing five people and injuring about 20 others, authorities said.

The charter bus carrying about 40 people lost control around 10:30 a.m. on the snow- and ice-covered lanes of Interstate 84 in eastern Oregon, according to the Oregon State Police.

Lt. Greg Hastings said the accident happened on the west end of the Blue Mountains, and west of an area called "Deadman Pass," where stretches of the highway tend to be icy in winter months.

I-84 is a major east-west highway through Oregon that follows the Columbia River Gorge.

Police did not say where the vehicle was traveling to or from, or information on the company that owns the bus.

Rescue workers were using ropes to help retrieve people from the crash scene.

The bus crash was the second fatal accident in Oregon on Sunday morning. A 69-year-old man died in a rollover accident

Source: http://news.yahoo.com/5-killed-oregon-tour-bus-crash-84-215107655.html

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Yahoo Bids Farewell to South Korea, Completes Exit

Yahoo completed its exit from South Korea service today after operating for 15 years in that country, reports Yonhap News Agency. This move also marks the first Asian market Yahoo is leaving.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/HbW3JRzlGy4/

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5 Tips to Blow Up Your Old Expectations & Move Forward | World of ...

A client shared his frustration over not achieving more in his life, all those things he thought he would have done by now. I suggested that his struggle with low self-esteem would be helped if he stopped comparing himself to others.

This man, like many I know, deals heroically every day with the special needs challenges in his family. He and his wife step up in a non-traditional, focused, determined manner with love and spirit that is hard for outsiders to imagine. He is the frog in the pot, so it is nearly impossible for him to see how exceptional he is.

His reaction to me was: ?Are you asking me to lower my expectations??

No, I said, I?m asking you to blow them up, destroy them, obliterate them to dust. I hate that term: ?lower expectations?, (can you tell?) as if by thinking differently we are less ourselves instead of more.

Here are some tips:

1. Start with a clean slate. Be honest with yourself. Are the expectations you are holding onto really your own? Or are they some one else?s? If they are someone else?s ditch them.

2. Brain storm. Write a stream of consciousness, without censor, without judgement. You can cull out the absurd (I expect to be America?s Next Top Model!) later.

3. Embrace where you are in life, because where ever you are, even if it?s really hard, it is Good.

4. Create goals, expectations, standards, whatever you want to call them, that work with you instead of against you. I may not ever be America?s Next Top Model, but I maybe I could walk more.

5. Keep the expectations fluid. Your needs in life will change for good and all. Keep light on your feet.

At the end of Working Girl, (an ?80?s iconic movie that you have got to see just for the hair!), a titan of industry tells a story to his board of directors that goes something like this:

One day in the Lincoln Tunnel, traffic came to a stop. A huge 18-wheel truck exceeded the clearance of the tunnel and got stuck. It couldn?t move forward or backward. The emergency crew were at a loss, scratching their heads as tempers began to fray all around them. Finally a little boy from a car waiting patiently behind the rig piped up: ?Why don?t you just let air out of the tires?? Which, of course, they promptly did, lowering the truck which allowed it to move forward.

Life generally requires at least a few of those deflating-the-tires moments. My life is actually full of them and they haven?t been easy to deal with here?s why.

Even though I know I have to deflate my tires I resist it. My heart tells me I am not living up to potential yet again! So many times I asked myself if it was time to lower my expectations. In a small but very significant way it was having a chronic illness that first taught me that the old expectations of myself were keeping me frustrated and depressed. As long as I held on to the notion that I had to have the same production levels as I did when I was healthy I was letting myself and in my eyes, everyone around me, down. It finally occurred to me that since my illness was not going away I had to face some choices.

Either I keep banging my head against the Old Expectations Wall or I blow the damn thing up and build a brand new wall, or a dig a tunnel under it or an airplane to fly over it!

Picture this: Raiders of the Lost Ark. Harrison Ford plays Indiana Jones (?it?s not the years, it?s the mileage?) who has battled and out-raced countless henchmen bent on his destruction. He lands in a market square and out of nowhere comes a seven foot tall giant brandishing the mother of all swords! Indy sighs, takes out his gun and shoots him.

Wow! Legend has it that Harrison Ford improvised this scene because he really was sick and too tired to do the choreographed sword fight. His flash of creativity became one of the most popular and iconic scenes in filmdom.

During my twenties when I was first confronted by a sickness that wasn?t going away I had a therapist who helped me break through my old expectations. It took over six years for me to get my B.A but I managed it. Then when I was thirty, I bit the bullet and went to graduate school thinking I would be the old lady in the class. Guess what? There were many like me, some a even older, who had postponed their post-grad education for whatever reasons.

Later, I struggled with the reality accepting a life without kids. I married late and I was sick a lot, but by some miracle they arrived. It wasn?t easy, but now I have kids the same age as my great nieces and nephews. It?s a hoot!

My career expectation was to climb the corporate ladder to a satisfying administrative position. After hitting the glass ceiling I quit and struck out on my own. That was over fifteen years ago. The road to fulfilling my dream of a private practice for the 21st century has been rocky but every time I hit a rut, I remember I can change course and still move forward.

Hanging on to expectations that work against us is like trying to pull our fingers out of a Chinese finger trap. The more you yank and pull the tighter the damn thing traps your fingers. The trick is to keep calm, relax and let your clever brain find another way. Then your fingers slip out easily!

Elvira G. Aletta, Ph.D. is a clinical psychologist, founder of Explore What?s Next, wife, and mom of two teenagers. Dr. Aletta is a writer whose articles have been featured on the New York Times Well blog, the Wall Street Journal Online, Parents magazine, NPR and the BBC London Radio. To learn more about Dr. Aletta and Explore What's Next, visit herwebsite and blog, check out the EWN Facebook page and follow her on Twitter!

Like this author?
Catch up on other posts by Elvira G. Aletta, Ph.D. (or subscribe to their feed).

????Last reviewed: By John M. Grohol, Psy.D. on 30 Dec 2012
????Published on PsychCentral.com. All rights reserved.

APA Reference
Aletta, E. (2012). 5 Tips to Blow Up Your Old Expectations & Move Forward. Psych Central. Retrieved on December 31, 2012, from http://psychcentral.com/blog/archives/2012/12/30/5-tips-to-trash-your-old-expectations-and-move-forward/

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Source: http://psychcentral.com/blog/archives/2012/12/30/5-tips-to-trash-your-old-expectations-and-move-forward/

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Laura Jo Wegman and Donovan Corliss' Low-Tech Home Featured In Sunset Magazine's January 2013 Issue (PHOTOS)

We can?t count the number of times we?ve tried to completely unplug from our computers and cellphones. Unfortunately, we?re guilty of not being able to go more than a couple of hours without grabbing our electronics. But for one family, technology has no place in their home -- at all.

Sunset Magazine?s January 2013 issue takes a look into the world of Laura Jo Wegman and Donovan Corliss, a couple who have created a completely low-tech home for them and their children. That?s right, the two have abandoned their televisions, computers and even cordless phones in order to create a space where their focus is primarily on things that matter the most, like family time, dinners and reading books. ?I think TV and Internet and phones become such a time suck that people feel that they don?t have time for anything else,? Corliss told the magazine. ?They don?t have time to do artwork with their kids or read books or have a conversation with one another.?

You may be wondering how this foursome can possibly live without what most of us consider essentials. Well, for starters they aren?t completely off the grid. They have a refrigerator, dishwasher and stove -- none however have LED interfaces. They also have only rotary phones, analog clocks and a lot of ?hand? required appliances such as a hand press juicer, hand ice crusher and the good old paper and pad.

But even with these seemingly dated accessories, the home looks anything but archaic. With a dining table made from old bowling alley flooring, hand-woven rugs and books on top of books, this house truly looks like a comfortable and welcoming home that seems healthy and relaxing.
Click through our slideshow to see photos of this low-tech home and head over to Sunset Magazine to learn more.

Have something to say? Check out HuffPost Home on Twitter, Facebook, Pinterest, Tumblr and Instagram.

**

Do you have a home story idea or tip? Email us at homesubmissions@huffingtonpost.com. (PR pitches sent to this address will be ignored.)

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Source: http://www.huffingtonpost.com/2012/12/30/low-tech-home-sunset-magazine_n_2381358.html

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In 1989, firefighter shooter wondered if he might kill

Handout / Reuters file

An undated image released by Monroe County Sheriff's Office shows William Spengler, a gunman who spent 17 years in prison for murder. Spengler, 62, ambushed and killed two volunteer firefighters and wounded two others on December 24, 2012 near Rochester, New York, as they responded to a house fire he deliberately set, police said.

By Tom Winter, NBC News

Nine years after brutally slaying his 92-year-old grandmother with a hammer, the man who opened fire on volunteer firefighters on Christmas Eve in upstate New York told a parole board in 1989 that he was worried he might kill again if freed, according to court documents.

?If you were capable of it once, are you capable of it again?" William Spengler wondered out loud at an Oct. 3, 1989, parole hearing, according to state criminal records released by the New York Department of Corrections in the wake of Monday?s shooting.?

"There is no reason why it should have happened,? he told commission members. ?It makes sense no sense whatsoever. You know, hindsight is a great thing but it does no good."?

---

That exchange, which occurred at one in a series of parole board hearings from 1989-?97, took on added significance in the aftermath of the Christmas Eve attack, in which authorities say the 62-year-old Spengler set his home in Webster, N.Y., afire and then shot volunteer firefighters who came to put it out. Two firefighters were killed and three others, including a police officer, were seriously injured. Spengler then killed himself as police closed in.

The documents offer little insight into Spengler?s mental state leading up to the Dec. 24 attack, except to demonstrate that he unable to comprehend why he killed the first time.

Spengler frequently quarreled with the parole board members during the hearings, disputing how many times he struck his grandmother with the hammer in the July 18, 1980, attack, for example

Woman charged in connection with New York firefighter shootings

He also blamed his grandmother for precipitating the attack by hitting him in the groin, and said he only had the hammer because he was preparing to board up a basement door to prevent his grandmother from going to the cellar.

The parole board unanimously denied Spengler?s release in 1989, and subsequent boards did the same for six years, through 1997, when members said that ?the extreme serious nature of your crime, the brutal beating of a 92-year-old grandmother with a hammer continues to militate against discretionary release."

It is unclear what led to Spengler?s release the following year. After spending 18 years behind bars he was well within the sentencing guidelines ? between 8 1/3 and 25 years. But authorities could have held him another seven years. ?

The state Department of Corrections provided this statement in response to an inquiry by NBC News.

"The last time he appeared before the Board was 1997.? He was conditionally released in 1998 as matter of law and remained under community supervision until the end of his sentence in 2006."

More from Open Channel:

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Source: http://openchannel.nbcnews.com/_news/2012/12/29/16222108-at-1989-parole-hearing-spengler-wondered-if-he-might-kill-again?lite

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Where To Find Help With Commercial Real Estate | Overseas Property

The thought of getting involved in commercial real estate can be daunting and even a little frightening, but it doesn?t have to be. There are some things that you should learn before moving on a property. In the following paragraphs, you?ll find some suggestions that will help make the experience you have with commercial real estate a positive one.

When hiring a real estate agent, read the disclosures completely before signing a contract with a realtor. Look for any disclosures regarding dual agency. This means the same agent will be representing the two parties. This means the real estate agency will work as the landlord and the tenant. Real estate agents must disclose any dual agency. Both the tenant and the landlord must agree to accept dual agency.

Ask for the credentials of any professional you?re planning to hire as an inspector, and ensure they are experienced in commercial real estate. You should particularly watch for people involved in insect or pest control. There are a large number of individuals who work in these areas that do not hold the proper credentials. You?ll have less problems after the sale, as such.

Purchasing commercial real estate is a much more lengthy and complicated process than that of buying a home. However, all of this is required because it facilitates higher returns on your investments.

Pest Control

When renting or leasing property, be sure to set up some form of pest control. Talk about pest control with your agent if the area is known for rodents and bugs.

Get your commercial property inspected before you try to sell it. If there is anything wrong with your property, have it fixed right away.

Take a look around properties you are interested in. Consider taking a professional contractor along with you as you look over the properties that you consider buying. Start the negotiations, and make the necessary preliminary proposals. Give a bit of thought to the counteroffers before deciding to accept the offer, make a counteroffer yourself or walk away.

It is up to the borrower to arrange the appraisal for a commercial loan. You?re not going to be allowed to use this later by the bank. Be properly prepared by ordering the appraisal directly.

It is vital that you stick to the rent and other terms that you previously decided on whenever you write a new lease. Otherwise, your investment properties will not be profitable. Have an exact rental amount in mind before you discuss your property with a potential tenant. Doing this will let you meet or exceed the goals you?ve set for yourself, and it will ensure that you get all you can out of your investment.

Some factors to consider before making a big investment into real estate are the expanding or contracting of nearby employers, local income levels, and the rate of unemployment. If you?re house is close to a university, hospital, or large employment center, they sell quick and at increased values.

Before you buy commercial real estate, make sure you have a firm vision of your goal for the property. Do you plan on having your own business on the property or do you plan on leasing it? Have clear and specific goals before looking for commercial property. It will save a lot of time and effort with your narrowed-down results.

Commercial Real Estate

As previously indicated, a successful commercial real estate deal requires a lot of upfront information. Ideally, this article will have helped you to expand your knowledge base and improve your understanding of commercial real estate.

You can become and expert on Overseas Property Investment if you learn enough information. This information serves as a great starting point towards learning about Overseas Property Investment. As you gather more information, your comfort and skill with Overseas Property Investment will steadily increase.

Source: http://www.davidstanleyredfern.com/general-news/where-to-find-help-with-commercial-real-estate

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China's Controversial Brain Surgery To Cure Drug Addiction

kkleiner writes "A small handful of doctors in China are using a highly controversial procedure to rid people of drug addiction by destroying a part of patients' brains. The procedure involves drilling small holes into the skulls of patients and inserting long electrodes that destroy a part of the brain called the nucleus accumbens. This area, often referred to as the "pleasure center" of the brain, is the major nucleus of the brain's reward circuit. is it worth being cured of addiction if, losing the addiction, we also lose part of who we are? Is it worth being cured of addiction if, losing the addiction, we also lose part of who we are?" The practice has been officially banned, but apparently continues nonetheless.

Source: http://rss.slashdot.org/~r/Slashdot/slashdotScience/~3/LOUgQzMXor8/story01.htm

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Business Career Review | Online Share Dealing, Trading Stocks ...

Why choose business as a career?

Many of you may wonder exactly why people choose to become involved in the world of business as it can be a dog eat dog world full of disappointment and stress. To answer your question people choose to study for business as it is one of the most rewarding careers in the world and can offer the successful business person a host of benefits once they have become qualified and gained experience. In order to undertake a Business Career Review, we have compiled some useful information below, to assist anyone who is unsure if this career is the right one for them.

There are many ways to break into the business world such as learning a trade and starting your own business but the most common way is for the potential business person to enrol in any of the huge variety of business courses in the United Kingdom. During these courses which can range from an L.L.M degree to a simple foundation course the student will be taught all the skills that they will need to become successful. These skills when used properly will enable the person to make management decision, forecast revenues as well as many other skills such as man management and accounts. If we look at the syllabus for one of these courses such as the L.L.M in International Business Law we will see that the student will be required to learn a host of topics. The Icloud Careers Website?is a new concept offering an online Careers advice service for all ages, we highly recommend a browse, as it is packed with some very interesting facts and help sheets for anyone who is unsure which career path to choose.

These topics can consist of comprehensively learning issues such as Company Formation, Corporate Personality, Corporate Theory, The Functions of Companies as well as many further topics such as Liquidation and Directors Duties. More information on UK Company Structures can be located on the Companies House Website.

As you can see many of these courses will aim to teach you a broad selection of skills that when used right can make you effective at your job. You will also find on courses like this that you will be required to learn aspects of business that you would never have heard of before and this can be tough. The average courses length for a degree course in business is three years full time or if available five years part time so as you can see this type of course will require a huge commitment from the student.

With all this in mind you may still be wondering why would you wish to do this and what benefits would you get from taking on such a challenge? There are many benefits from becoming fully involved in business with the most important reason in many peoples eyes is the salary. The average wage for someone who works mid level in business in the United Kingdom is around ?40,000 per annum but this can vary in range dramatically depending on the business and the area. There are some very good resources on the Berkeley University Business pages of there website, offering a valuable overview of Business Career types and what else to expect from a Career in this industry.

Another reason to be involved in business is that it can provide you with new challenges each day which is very rare in many jobs as they can become repetitive. As the business world changes each second of the day so does the requirements of the businessman so you will rarely see a day that is the same as the one before. Business will also give you the chance to earn the respect you deserve as you will be able to show your skills more often than not with issues such as marketing and so on. As you can see there are many reasons you should take a business course if you thinking about it as for the right people it these course can be the stepping stone to greatness.

Other Resources ? National Careers Advice Centre?and the Skills Funding Agency.

This entry was posted in Business Services. Bookmark the permalink.

Source: http://www.thejuniorstocks.com/business-career-review

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Italy Has The Resources To Serve Its Debt And Repay Creditors For Next 10 Years - Goldman Sachs

Sorry, Readability was unable to parse this page for content.

Source: http://www.forexfactory.com/news.php?do=news&id=402564

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Where can you buy (ethics, law) ETHICS DESK REFERENCE FOR ...

About (ethics, law) ETHICS DESK REFERENCE FOR PSYCHOLOGISTS (Book + 6 CE Credits) by Jeffrey Barnett, Psy.D., and W. Brad Johnson, Ph.D., ISBN 13 978 1 4338 0352 9, ISBN 10 1 4338 0352 6, (continuing education, psychology, social work)

TRAINING OBJECTIVES are to learn the following: the ethics governing confidentiality, the ethics regarding multiple roles & relationships, the ethics of advertising, the ethics of research, the ethics of teaching, the procedures for resolving ethical dilemmas?????????..DESCRIPTION: This text presents, explains, and then elaborates on the principles of the 2002 Ethics Code of the American Psychological Association in a no-nonsense fashion. It is very well written, highly educational, and very succinct. It is an essential desk reference for all psychologists, trainees, and graduate students?????????AUTHORS: Jeffrey Barnett, Psy.D., is a licensed psychologist in private practice and a professor in the Department of Psychology at Loyola University in Maryland. He is a diplomate of the ABPP. He has published widely on issues relevant to ethical practice in psychology and he has served in several leadership positions in the field??????????CE Procedures: (1.) Purchase a CE course, which will be shipped within two days. (2.) Return the accompanying test within three years of purchase. (3.) Receive a certificate of completion within one week of returning your passing test (75% or more correct). Failed tests can be retaken.

(ethics, law) ETHICS DESK REFERENCE FOR PSYCHOLOGISTS (Book + 6 CE Credits) by Jeffrey Barnett, Psy.D., and W. Brad Johnson, Ph.D., ISBN 13 978 1 4338 0352 9, ISBN 10 1 4338 0352 6, (continuing education, psychology, social work) Features

• 218-page spiral bound book, APA Publications, 2008, ISBN 13 978 1 4338 0352 9, ISBN 10 1 4338 0352 6
• 60-item test, 6 CE credits,
• Sponsored by an APA Approved Sponsor and registered with CE Broker of Florida
• Accepted by most state licensing boards for psychologists, MA level counselors, and social workers
• The RTR CE Company is approved by the American Psychological Association to sponsor continuing education for psychologists. The RTR CE Company maintains responsibility for this program and its contents.

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N.D. athletes helped Alabama after tornado

Saturday December 29, 2012

JOHN ZENOR

AP Sports Writer

TUSCALOOSA, Ala. -- David Jones saw the best of Alabama's community in the worst of times.

Jones, a Notre Dame cheerleader, was part of a group of two dozen Fighting Irish athletes that came to Tuscaloosa during fall break in 2011. They were there for a week of cleanup and hard work in a grieving town where more than 50 were left dead because of a tornado a few months earlier.

Now, a year and a half after that week of bonding and goodwill, Notre Dame and Alabama are getting ready to play each other for the BCS national championship.

"With the hospitality I had down in Alabama, it became one of my favorite schools," Jones said. "There's no hostility, but more karma. You meet all these different faces of the Alabama community. You're just amazed by them and now you're playing them."

There were no football players during that weeklong service project dubbed "Fight for Tide". They were preparing for the 2011 season, after all.

It wasn't about football, anyway. Or basketball. Or softball.

The service project began with a call from Tim Cavanaugh, assistant director of Alabama's ticket office, to Notre Dame program coordinator Sarah Smith seeking donations. The two interned together in South Bend.

That call resulted in clothes shipped to Tuscaloosa, and ultimately the 675-mile bus ride and weeklong trip.

"It's one of those things that when special things arise we try to do something if we have the resources and the interest from the student-athletes," said Smith, adding that a group had traveled to New Orleans following Hurricane Katrina. "It all just kind of came together for the Alabama trip. A lot of kids were talking about it. We sent a bunch of clothes down there but then the conversation kind of snowballed to, Why don't we go down there?"

Other schools' students and fans also offered a hand in Tuscaloosa, including those who pull for Auburn.

Tragedy trumps rivalry any day.

"I think it speaks volumes for the kind of character and leadership that those people have, from whatever schools they come from," Tide football coach Nick Saban said. "People came here from Auburn, which we appreciated. They came from Kent State. I think a willingness to serve other people who are in need at the time for whatever reasons, I think speaks volumes for what kind of person somebody really is. We certainly appreciate that and certainly appreciate anything the Notre Dame students did for our community."

The Notre Dame group cleared out lots, hauled debris and dug a ditch. There was also lots of listening.

"Everyone had a story: Where they were, who in their family was affected," Smith said. "I think it was kind of healing for them to tell their story to other people and that we were down there showing that we cared.

"It kind of created this bond between us and everyone we met, this kind of appreciation that we were there in solidarity. That was pretty cool to feel."

Tide softball coach Patrick Murphy and some of his players worked with the Notre Dame athletes on a site a few miles from campus in Alberta City and took them to dinner.

"I think they made a lot of fans in Tuscaloosa because that night when we went to eat, there were several people that came up to me and asked what was going on," Murphy said. "I said, ?This is a group of Notre Dame student-athletes.' And people gave me a look like, ?Notre Dame?'

"I can remember reading in the newspaper people wrote and said that, ?Our opinion of Notre Dame has changed tremendously.' Just a wonderful gesture by these student-athletes. All of us were really touched by it."

Alabama athletic director Mal Moore, a former Notre Dame assistant football coach, asked to meet with the group from South Bend. He gathered them at midfield in Bryant-Denny Stadium during a stadium tour.

"I told them about my days at Notre Dame and how much I loved my time there ... and how much it meant to me personally that they chose to come here to support Tuscaloosa and the university community after the tragic tornado came through," Moore said Friday. "I thanked them for that, and we had a good visit, made a bunch of pictures and had a good time. It was very inspiring to me that they chose to come down and give several days of their time to the community here."

Smith, meanwhile, said she was taken aback by the southern hospitality. They got a few cultural lessons on things like the meaning of "Roll Tide" and the houndstooth gear popularized by iconic Tide coach Bear Bryant.

"It was just so cool to share some time together," Smith said. "I definitely have a soft spot for Alabama.

"Any time humans are being kind and caring for one another and have that kind of spirit of hospitality, how can you not respect that?"

Source: http://www.benningtonbanner.com/sports/ci_22277968/n-d-athletes-helped-alabama-after-tornado?source=rss

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Top 15 Best Wii Games of 2012 - Video Games Blogger

The Top 15 best Wii games of 2012 have been revealed! Is your favorite Wii game part of the list of the greatest the Nintendo Wii had to offer in 2012? The year is almost over, so we?ve compiled this list of the top-quality AAA must-own titles of the year!

Index of Top 25 Best Games of 2012 Lists:

There weren?t 25 top games on the Wii like the other consoles, since this was the system?s last year.

Is there a game that didn?t make the list, that you think deserves a spot? Leave a comment and let us know your own list!

#15 ? The Amazing Spider-Man
#14 ? Inazuma Eleven Strikers (Wii Exclusive)
#13 ? PokePark 2: Wonders Beyond (Wii Exclusive)
#12 ? Transformers Prime: The Game
#11 ? Disney Epic Mickey 2: The Power of Two

#10 ? Mario Party 9 (Wii Exclusive)

#9 ? Just Dance 4

#8 ? WWE ?13

#7 ? Pandora?s Tower (Wii Exclusive; Europe/Australia Only)

#6 ? Project Zero 2: Wii Edition (Wii Exclusive; Europe/Australia Only)

Find out which Wii game is #1 in 2012 as our countdown continues on the next page?

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About the author

By Ferry Groenendijk: He is the founder and editor of Video Games Blogger. He loved gaming from the moment he got a Nintendo with Super Mario Bros. on his 8th birthday. Learn more about him here and connect with him on Twitter, Facebook and at Google+.

Source: http://www.videogamesblogger.com/2012/12/28/top-15-best-wii-games-of-2012.htm

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Senate approves $60.4 billion Sandy aid bill

WASHINGTON (AP) ? The Senate on Friday approved a $60.4 billion emergency spending aid package for victims of Hurricane Sandy that had been backed by Senate Democrats.

Democrats had to turn back Republican efforts to cut programs such as $150 million in fisheries aid that Republican lawmakers said was unrelated to the storm that hammered the East Coast late in October. The measure cleared the Senate on a 62-32 vote, with 12 Republicans supporting the bill. Sen. Mark Pryor, D-Ark., was the only Democrat to vote against the bill, but he later switched his vote to support the measure.

The bill faces uncertain prospects in the House, where GOP leaders appear reluctant to move quickly on a big spending bill in the final days of a lame duck session. Congress' attention is focused on talks over the so-called fiscal cliff of tax hikes and automatic spending cuts.

Sandy was blamed for at least 120 deaths and battered coastline areas from North Carolina to Maine. New York, New Jersey and Connecticut were the hardest hit states and suffered high winds, flooding and storm surges. Sandy damaged or destroyed more than 72,000 homes and businesses in New Jersey. In New York, 305,000 housing units were damaged or destroyed and more than 265,000 businesses were affected.

Senate Republicans failed on an amendment for a smaller package of about $24 billion in aid for Sandy, which was the most costly natural disaster since Hurricane Katrina in 2005 and one of the worst storms ever in the Northeast.

House GOP leaders have not said how they plan to proceed. But House Appropriations Committee Chairman Hal Rogers of Kentucky has said Congress should probably begin with a smaller aid package for immediate recovery needs and wait until more data can be collected about storm damage before approving additional money next year.

Rep. Paul Ryan, the 2012 GOP vice presidential nominee and a leading House fiscal conservative, has criticized the Democratic bill as "packed with funding for unrelated items, such as commercial fisheries in American Samoa and roof repair of museums in Washington, D.C."

Sen. Charles Schumer, D-N.Y., urged House leaders to "put this bill on the floor quickly and allow a vote." If the House balks, Schumer said, the Senate bill provides "very good groundwork" for seeking Sandy aid next year.

The measure includes $11.5 billion for the Federal Emergency Management Agency's chief disaster relief fund and $17 billion for community development block grants, much of which would help homeowners repair or replace their homes. Another $11.7 billion would help repair New York City's subways and other mass transit damage and protect them from future storms. Some $9.7 billion would go toward the government's flood insurance program. The Army Corps of Engineers would receive $5.3 billion to mitigate flood future risks and rebuild damaged projects.

Senate Republicans said much of the spending in the Democratic bill was for projects unrelated to Sandy, such as $150 million for fisheries disasters that could go to Alaska as well as Gulf Coast and New England states. Sen. Tom Coburn, R-Okla., sought to strip the fisheries funding, but his amendment failed.

To court votes, Democrats last week broadened some of their bill's provisions to cover damage from Hurricane Isaac, which struck the Gulf Coast earlier this year. A provision was added to the $2.9 billion allotted to Army Corps of Engineers projects to reduce future flooding risks; the coverage area for that program will now include areas hit by Isaac in addition to Sandy. Democrats also shifted $400 million into a community development program for regions suffering disasters, beyond areas struck by Sandy.

A Coburn amendment to reduce the federal share of costs for the Army Corps of Engineer projects to reduce future flooding risks also failed.

Most of the money in the $60.4 billion bill ? $47.4 billion ? is for immediate help for victims and other recovery and rebuilding efforts. The aid is intended to help states rebuild public infrastructure like roads and tunnels, and help thousands of people displaced from their homes.

"It will actually put people to work in their own communities, rebuilding their own communities," said Sen. Barbara Mikulski, D-Md., who chairs the Senate Appropriations Committee.

GOP Sens. John McCain of Arizona and Coburn, two frequent critics of government spending, targeted what they called "questionable" spending in the Democratic bill, including $2 million for roof repairs at Smithsonian Institution museums and $58 million in subsidies for tree planting on private properties. A McCain amendment to strip the tree subsidies failed.

Republicans also criticized $13 billion in the Democratic bill for projects to protect against future storms, including fortifying mass transit systems in the Northeast. Republicans said however worthy such projects may be, they are not urgently needed and should be considered by Congress in the usual appropriations process next year.

The Congressional Budget Office has estimated that only about $9 billion of the $60.4 billion proposed by Democrats would be spent over the next nine months. The Democratic bill included many large infrastructure projects that often require years to complete, but Republicans said the CBO estimate of such drawn-out spending undercuts the urgency of the Democrats' aid package.

More than $2 billion in federal funds has been spent so far on relief efforts for 11 states and the District of Columbia. FEMA's disaster relief fund still has about $4.3 billion, and officials have said that is enough to pay for recovery efforts into early spring.

New York, New Jersey, Connecticut, District of Columbia, West Virginia, Virginia, Maryland, New Hampshire, Delaware, Rhode Island, Pennsylvania and Massachusetts are receiving federal aid.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-12-28-Superstorm%20Aid/id-1a0bdcc4471b4a22870bfdf09243ad84

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Saints, coach Sean Payton agree to terms on deal

File-This Jan. 15, 2007 file photo shows New Orleans Saints football coach Sean Payton listening to a question at a news conference in New Orleans. The suspended New Orleans Saints head coach has agreed in principle to a multiyear contract extension, according to two people familiar with the deal, said Friday Dec. 28, 2012. (AP Photo/Bill Haber, File)

File-This Jan. 15, 2007 file photo shows New Orleans Saints football coach Sean Payton listening to a question at a news conference in New Orleans. The suspended New Orleans Saints head coach has agreed in principle to a multiyear contract extension, according to two people familiar with the deal, said Friday Dec. 28, 2012. (AP Photo/Bill Haber, File)

NEW ORLEANS (AP) ? The New Orleans Saints and suspended coach Sean Payton will indeed be together again next season as the bounty scandal fades into history and the bid to win a second Super Bowl resumes.

Payton has agreed in principle to a multiyear contract extension, the team said.

"Very happy it is official," quarterback Drew Brees said in an email to the AP. "Never had any doubts."

Payton was due to begin his seventh season as the Saints' head coach in 2012 before being suspended for the whole season by NFL Commissioner Roger Goodell in connection with the NFL's bounty investigation.

"I am pleased that Sean Payton will be our head coach for a long time," owner Tom Benson said in a statement. "Now we can focus our attention on building on the winning tradition with the Saints that Sean has played such a large role in."

Payton signed an extension in 2011 worth more than $6 million a year that would have kept him in New Orleans through 2015, but Goodell objected to certain language in that deal, leaving Payton's future uncertain until the deal was reached Friday. The language in question in the previous extension gave Payton the right to opt out early if general manager Mickey Loomis left the club for any reason.

The new agreement also must be approved by the NFL. The team did not disclose the length of the extension or financial terms.

Payton is the only coach in Saints history to win a Super Bowl, a title earned at the end of the 2009 season. But his legacy was tarnished by the NFL's bounty probe, as Goodell ruled that Payton failed to exert proper institutional control over a cash-for-hits bounty program run by former defensive coordinator Gregg Williams from 2009-2011.

Although the Saints objected to the characterization of what coaches and players have said was nothing more than a performance pool for big plays, Goodell suspended Payton for the entire season. The commissioner also suspended Loomis for half of the season and assistant head coach Joe Vitt for six games.

Payton is 62-34 in regular-season games as Saints coach and 5-3 in the postseason. During the three seasons before his suspension, the Saints won 41 regular-season and playoff games combined, more than any other team in the NFL.

Payton has primarily handled the offense in New Orleans, teaming up with Brees to break numerous NFL and club records. The single-season NFL records set by the Saints in 2011 included yards passing by a team (5,505) and a quarterback (5,476). The Saints also set a record for total offensive yards with 7,474.

Although speculation ran rampant that Payton could essentially become a free agent after this season and end up elsewhere, Brees repeatedly said he would be "shocked" if Payton ended up anywhere but New Orleans next season. Brees is under contract with the Saints through the 2016 season, and Payton was the driving force in the Saints' effort to acquire Brees as a free agent in 2006.

Without Payton on the sideline this season, the Saints missed the playoffs for the first time since 2008. Brees remained prolific, but his 18 interceptions also tied for a league high heading into the final weekend of the season.

The Saints headed into Sunday's season finale against Carolina at 7-8, hoping to avoid their first losing season since they went 7-9 in 2007.

Payton is expected to return to the Saints immediately after the Super Bowl on Feb. 3, unless Goodell allows him to return earlier.

When Payton reports back to work, it will officially close the book on the bounty saga that has overshadowed the Saints' organization since the NFL first announced on March 2 that it found the Saints ran a program that paid improper cash bonuses for hits that injured opponents.

In addition to the suspensions of Payton, Loomis and Vitt, the Saints also were docked second-round draft choices in 2012 and 2013, though Goodell has said he could potentially restores the Saints' 2013 second-round choice and dock the team a later-round pick.

Meanwhile, four current or former Saints were initially given suspensions of varying lengths. Two current Saints defensive captains, linebacker Jon Vilma and defensive end Will Smith, were among those suspended. Vilma was banned for the whole season and Smith for four games, but the players successfully challenged their punishment with the help of the NFL Players Association and never served a game.

Former Commissioner Paul Tagliabue, who was appointed by Goodell to oversee the players' appeals, ruled that the NFL probe was accurate in its findings that the Saints ran an improper program and attempted to cover it up, but that the evidence was not strong enough to warrant unprecedented suspensions for players who had been only fined for similar behavior in the past.

___

Online: http://pro32.ap.org/poll and http://twitter.com/AP_NFL

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2012-12-29-Saints-Payton/id-e0ff2fc468964e4fb66af1ec9184314b

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Logo Refresh | Branding Refresh | Grendesign

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Should You Use An Email Marketing Campaign?

There are several different ways to get your business out there, and one that has worked out quite well for a number of businesses is the use of an email marketing campaign. If you don?t know what this is, then it might be a good idea to familiarize yourself with the concept. There are a seemingly countless array of marketing tools

Do you need an email marketing campaign?

available for online use, and a well-strategized email marketing campaign could very well be one of the most important things you could ever put into practice.

An email marketing campaign is not a new concept. Businesses have been using email for years to send out newsletters, promote their business with printable coupons, and much, much more. Some have forgotten just how useful email marketing can still be, and this is chiefly because of the rise of the social media marketing on sites like Facebook and Twitter, and the viral marketing opportunities offered through sites like YouTube. And while you should certainly keep these ideas in mind for promoting your business, by no means should you automatically disregard email marketing as something that couldn?t be extremely useful for your own business.

By no means should you ignore a concept as potentially useful as an email marketing campaign.

Basically, an autoresponder sends emails to people automatically. It is also capable of responding to the emails that are sent to it. This is great software to have for those times when it?s easier to remove the human element from an interaction between a customer and a business. A good example of this would be a small business closing its offices for a brief period of time, perhaps due to a vacation, and using autoresponder to let anyone who emails them that they will be available to answer their email personally until a later date and time. This takes a good deal of pressure off of a business that still wants to be able to let their customers know that their voices are being heard, and that their questions will be answered promptly.

But what does this have to do with marketing? That?s the beauty of this software. It has an incredible assortment of ways to interact with a large group of customers that other means would not allow. You can send out a newsletter to your mailing list, email instructions, coupons, news, and advertisements about upcoming or discounted products. The marketing potential of this software is impressive enough, but when you couple it with the customer interaction potential, it becomes something that?s indispensable to a great many businesses.

It might be something that will prove to be indispensable to your business, too.

Do You Need An Email Marketing Campaign?

It?s up to you to decide if this is something you want to use in your own business, but the chances that you should use it are pretty good. By no means should you disregard the other marketing possibilities available to your business, particularly in terms of online marketing, but using an email marketing campaign, with a tool like an autoresponder is something that nearly every business with an online component should use. Be careful that you don?t overwhelm your mailing list with too many emails. That?s really the biggest rule of thumb to remember with this software.

Look into developing an email marketing campaign today, and start to think about the ways you could use it for the health and growth of your business.

LEARN ALL ABOUT USING AN EMAIL MARKETING CAMPAIGN TO MARKET YOUR BUSINESS MORE EFFICIENTLY AND EFFECTIVELY!

Related Posts:

Source: http://workwithmarkchoo.com/should-you-use-an-email-marketing-campaign/

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Samsung updates its ChatON service to version 2.0

Samsung has just updated its universal chat service, ChatON, with a whole host of new features. When first launching the app, users are now greeted with the ability to sign in with their Samsung account, which makes syncing smoother. This means that all of your devices -- up to 5 in total -- with ChatON will receive messages simultaneously, which is a feature you'd expect from this type of service. Version 2.0 has added the ability to send multiple images at once as well as changing the font in the chat room. Samsung has also made improvements to the profile page that lets users have multiple profile images.

The ChatON app is preloaded on all Samsung devices, is available from Samsung Apps and can be downloaded to any device from the Google Play Store at the link above.

Source: Samsung

Source: http://feedproxy.google.com/~r/androidcentral/~3/z4hHER76RBM/story01.htm

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Social networking for Business ? It's Time for it to Stop Hiding you ...

WHY Web 2 . 0?

We are all aware that Social networking sites are actually great in relation to connecting people, conversations, building relationships as well as networking. Social media marketing for business is really about?reducing risk?by calling like-minded peers, creating content and persuasion.? How come is Advertising and marketing for business crucial?

Because 9 outside of 10 people use Social Technology. Because many Global Internet Population visit Internet sites.Because Social Media is BIG TIME.

These are few explanations why people care of Online community. ?An organization really should have a name in Social networking as it is other strategy to promote their business like on Facebook you can create a devotee page in your business and promote it to the people with the same interests.

Why you need to have a very Facebook fan page? You could have hundreds and thousands of fans which will such as your page.? However, you should put very informative and interesting information and updates of this business on the fan page.? The competition and customers are already there. ?You ought to give your fan page an authentic flare.? Having a fan page does not cost anything and possess the benefits and advantages in your business.

Well, web 2 . 0 for business is far more than that.

Social media enables people to interact and share information online. It is really about catalyzing moments of serendipity, creating trust, sharing useful content with your visitors, audience and friends.? You can even put your very own notes on the Facebook page.

Twitter is definitely the other site for social websites this means you will be linked with other myspace, blogs and websites.? You possibly can post 140 characters for your tweets and that means you need to have to share very fascinating information of one?s business so people will get attracted. It is possible to follow other users and un-follow individuals who are not following back and promote your website. Also, users can basically report their updates and status to friends. You?ll be able to customize your twitter page like building a colorful background, uploading photos and set a design on the page. Twitter only asks one question like ?What is happening?? and you could send it via web, mobile texting and instant message. Twitter is critical for businesses given that they can advertise something in an easy way.

Users must keep their updates, tweets and message time to time because there are most people online. On Twitter, there?s no need to deliver friend requests however you donrrrt follower of the user that benefits you. You can look niche, small business owners and folks to the search bar from the Twitter page. If you know ways to still do it you may use Twitter message to directly send to users and followers about your products and blogs.

Therefore, Advertising and marketing for business is really about engaging, connecting, listening and being social.

Source: http://www.coolyourmyspace.com/social-media/social-networking-for-business-its-time-for-it-to-stop-hiding-you-need-to-to-get-more-social.html

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The World's Largest, Smallest, and Strangest Model Trains

Where: Hamburg, Germany

You can't have a list of extreme model railways without mentioning Frederik and Gerrit Braun. The German twin brothers created the granddaddy of them all: Miniatur Wunderland.

The ?ber model built in HO scale?which is the most popular scale of model railway in the world, and works out to 3.5mm to 1-foot?supports 39,000 feet of track, and requires 46 computers to coordinate an ever-growing network of signals and switches. Those lucky enough to make it through 6 miles of model railway heaven (this is more than a day trip) are treated to eight sections based on landmarks from around the world. At the scale models of the American Rockies and the Swiss Matterhorn, visitors can climb stairs to reach the summits (nearly 20 feet high) to view Wunderland from an elevated perspective. A simulated sunset highlights Las Vegas, where 30,000 lights replicate the glow of Sin City. Finally, don't forget to visit Knuffingen International Airport, modeled after Hamburg's own International Airport, the largest model airport of its kind. See planes cleared for simulated takeoffs and landings taxiing down the runway.

And the Brauns aren't done yet. New construction plans, including sections for Italy, Africa, and a potential futuristic landscape, reach into 2020. Wunderland's wow factor is nearly endless.

Source: http://www.popularmechanics.com/technology/engineering/gonzo/the-worlds-largest-smallest-and-strangest-model-trains?src=rss

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MSF warns Kenya not to send more refugees to stricken camp

LONDON (Reuters) - Conditions in a camp for Somali refugees in Kenya are deplorable and a government plan to send in thousands more would pose a major risk to health, medical charity Medecins Sans Frontieres (MSF) said on Friday.

Kenya has more than half a million refugees from Somalia, which has lacked an effective central government since the outbreak of civil war in 1991.

A series of bombings, shootings and hand-grenade attacks blamed on Somali militants prompted the government on December 18 to stop registering asylum seekers and refugees in urban areas.

A Kenyan official said more than 100,000 refugees must now head to the remote Dadaab camp in the country's remote north. Amnesty International said the order breached international law.

Dadaab camp was set up 20 years ago and already houses four times the population it was built for. Hunger and disease outbreaks are common.

MSF says its inhabitants suffer from overcrowding and poor sanitation that recent floods had worsened.

"The assistance provided here in Dadaab is already completely overstretched and is not meeting the current needs," said Elena Velilla, MSF's head of mission in Kenya.

In the last month, the number of children admitted to Dadaab's hospital for severe acute malnutrition has doubled to around 300, MSF said. Sixty-three of those were taken to intensive care this week after developing serious complications.

Most of the sick are also suffering from acute watery diarrhea or severe respiratory tract infections, MSF said.

(Reporting by Kate Kelland; Editing by Tom Pfeiffer)

Source: http://news.yahoo.com/msf-warns-kenya-not-send-more-refugees-stricken-142842813.html

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Product Spotlight: The Sunrise Walking Shoe | Footnotes - by Lamey ...

At Lamey Wellehan, we stock many different types of shoes; some of them are very unique.? One such shoe is the Sunrise Qi walking shoe, one of my personal favorites.? While the shoe was designed with medical distribution in mind, it has turned out to a great addition to the Lamey Wellehan mix.

The Sunrise walking shoe was created by a pedorthist in northern California in conjunction with leading podiatrists.? A major medical center in that area was looking for a shoe that would help reduce the rates of diabetic complications. ?The shoes were designed with special features and were constructed in various widths for both men and women.? Primary distributions of the styles were through medical facilities and only a small group of retailers have been allowed to be distributors.? Lamey Wellehan is the only family shoe store north of Connecticut to stock the brand.

There are five big features that form the DNA of the Sunrise walking shoe.? First is the addition of a silicone-based ?crash pad? under the heel area to absorb and disperse impact shock.? Second, the shoe is designed with incredible volume, which is further increased when any of the multiple inserts are removed.? This volume makes the style perfect for those who wear thick orthotics or braces.? Feature three is a forefoot shank, which is a rigid unit embedded in the front of the sole that increases energy return upon toe-off, reducing foot fatigue.?? Feature four is a rocker sole design that provides a natural roll from heel to toe which reduces flexion of the foot.? Finally, the Sunrise shoe is designed with balanced stability in mind, offering as much lateral stability as medial stability.? This is something not always found in walking shoes and is great for people who have a more bow-legged walk or those who need extra support.

Who might benefit from the Sunrise shoe?

• ?Those with forefoot problems like metatarsalgia or arthritis
• ?At-risk diabetics who need to reduce foot pressures
• ?Anyone who wants comfortable walking!

I?ll be the first to admit this may not be the perfect shoe for everyone though.? It has a boxy design, offering lots of internal space around the foot for wide feet or inserts.? The result is a broad-based, bulky design that is even more apparent against today?s fashion trend toward lightweight, low-silhouette footwear.? I?ve also found the shoe to be fairly warm in the summer, due to its all-leather design and the soft layer of padding found internally above the forefoot.? Finally, the Sunrise walker won?t be found on the fashion runways anytime soon ? it has a very utilitarian style to say the least.

However, most people are amazed at how comfortable it is.? It comes in a men?s version and a woman?s version and can be found in medium, wide and extra-wide widths.? For more details, just stop into your closest Lamey Wellehan location or shop online.

Source: http://blog.lwshoes.com/product-talk/product-spotlight-the-sunrise-walking-shoe/

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If US falls off 'fiscal cliff,' economy could get soft landing ? or dizzy dive onto the rocks (Star Tribune)

Share With Friends: | | Politics - Top Stories Stories, RSS and RSS Feed via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/273190920?client_source=feed&format=rss

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Murray loses to Tipsarevic in Abu Dhabi tournament

Andy Murray from Britain reacts after he missed a ball against Serbia's Janko Tipsarevic during the first day of Mubadala Tennis Championship in Abu Dhabi, United Arab Emirates, Thursday, Dec. 27, 2012. (AP Photo/Kamran Jebreili)

Andy Murray from Britain reacts after he missed a ball against Serbia's Janko Tipsarevic during the first day of Mubadala Tennis Championship in Abu Dhabi, United Arab Emirates, Thursday, Dec. 27, 2012. (AP Photo/Kamran Jebreili)

Serbia's Janko Tipsarevic returns the ball to Andy Murray from Britain during the first day of Mubadala Tennis Championship in Abu Dhabi, United Arab Emirates, Thursday, Dec. 27, 2012. (AP Photo/Kamran Jebreili)

Serbia's Janko Tipsarevic serves the ball to Andy Murray from Britain during the first day of Mubadala Tennis Championship in Abu Dhabi, United Arab Emirates, Thursday, Dec. 27, 2012. (AP Photo/Kamran Jebreili)

Andy Murray from Britain reacts after he missed a ball against Serbia's Janko Tipsarevic during the first day of Mubadala Tennis Championship in Abu Dhabi, United Arab Emirates, Thursday, Dec. 27, 2012. (AP Photo/Kamran Jebreili)

ABU DHABI, United Arab Emirates (AP) ? Andy Murray's 2013 season got off to a shaky start Thursday with a 6-3, 6-4 loss to Janko Tipsarevic in the opening match of the World Tennis Championship exhibition tournament.

Two early breaks in each set helped Tipsarevic dispatch the third-ranked Murray. The Serb next faces Nicolas Almagro, a late replacement for Rafael Nadal who pulled out of the tournament with a stomach bug.

"It's not every day that you get to play a Grand Slam champion and an Olympic gold medalist," said Tipsarevic, who is ranked No. 9. "I know it's an early-season tournament but I can tell you that the six of us take this very seriously."

"I knew I could beat Andy as I have beaten him before," he added. "He's a totally different animal now as he won a Grand Slam and Olympic gold so beating him here has given me confidence. Both of us have very similar games so it's great to come out on top."

In Thursday's other match, fifth-ranked David Ferrer defeated sixth-ranked Tomas Berdych 6-2, 6-4 to set up a semifinal against top-ranked Novak Djokovic, who won the tournament last year. Ferrer easily won the first set after jumping to a 5-0 lead. He broke serve early in the second.

"I played well today and I was surprised as it has been a long time without playing a competition," Ferrer said. "It's a fast court and this was the first time I played at night but I played a good game. I will enjoy a victory for now, but tomorrow I will have to play my best against Novak."

Djokovic said winning the French Open ? the only Grand Slam tournament he has yet to capture ? is his top goal of the year.

"I managed to have the best year of my career in 2011 and I knew that it was going to be difficult in 2012 to maintain No. 1 in the world and play consistently," Djokovic said. "I did, and so this year was an even more successful year from a psychological aspect. ... Ambitions are always high and I want to win every Grand Slam and major tournament I play, and this year is no different."

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2012-12-27-TEN-Abu-Dhabi/id-82fae61c99d848799fbfe77a546b44ed

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Kindle FREEbies: Liz Weston Personal Finance Collection

Amazon currently has the Kindle e-book Liz Weston on Personal Finance (Collection)FREE for download.? The collection includes Your Credit Score, Fourth Edition and Easy Money.

Millions of people now turn to Liz Weston for plain-English, common sense advice on building wealth and financial security ? in fact, she?s now the Internet?s most read financial columnist! Now, in two remarkable eBooks, Weston delivers indispensable up-to-the-minute guidance for maximizing your all important credit score, simplifying your finances, and getting what you want out of life! In Your Credit Score, Fourth Edition, Weston reveals crucial new information about protecting (or rebuilding) the three digit number that?s now being used by everyone from lenders to potential employers, insurers to cellphone carriers. Weston thoroughly covers new credit laws ? explains the new ?FAKO? alternative scores? offers up-to-the-minute coverage of short sales, foreclosures, and the FICO 8 Mortgage Score ? helps you protect yourself against new credit risks, fight lower limits and higher rates, rebound from bad credit, and choose credit ?solutions? that help, not hurt! Next, in Easy Money, Weston offers a practical, easy-to-understand guide to taking control of all your personal finances ? for the rest of your life! You?ll walk through all the fundamentals, from investing to retirement and college planning? discover new ways to control your spending and reduce your financial services costs? learn how to get the most out of your credit cards? even learn what to do if you?ve overspent on your most recent car purchase! Packed with checklists and charts, this easy-to-use book puts you back in charge of your money, where you belong!

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Remember that the price of Kindle books can change quickly so be sure to check the price before downloading.

Be sure to check out the? ClipperGirl?s Saving Spot Kindle Ebook Freebie Database for even more FREE ebooks.

The Kindle is currently at a record low of $79, which is a great price considering all of the free books that you can download.? However, if the price is still too steep for you, you can still take advantage of the free books by downloading the Kindle app to many devices such as your PC, iPhone or iTouch, Blackberry,? iPad and now for the Android.

If this information was helpful, be sure to share it with a friend and have them sign up for my email list or subscribe in a reader in order to keep up with all of the great bargains and deals!

Take Advantage Of These Great Coupons

Tagged as: Amazon.com, Free ebooks, Freebies, Kindle, Kindle Deals

Source: http://www.clippergirl.com/kindle-freebies-liz-weston-personal-finance-collection

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Hundreds flee Nicaragua volcano

27 December 2012 Last updated at 03:14 ET

Nicaraguan authorities have ordered the evacuation of several hundred people living near San Cristobal volcano.

Officials also declared an amber alert for five sq km ( two sq miles) around the volcano, which began spewing ash and gas on Tuesday.

However, some 1,500 farmers are refusing to leave the area, the French news agency AFP reports.

First Lady and government spokeswoman Rosario Murillo said 15 eruptions had been recorded since Tuesday night.

The eruptions were small, but Ms Murillo said it was impossible to know for certain whether there would be larger ones that could put the population at risk.

She urged families living in the area to follow evacuation routes as a precaution.

The Nicaraguan army has sent rescue teams to the area.

Some communities are resisting efforts to persuade them to leave.

"People have not evacuated because we do not want to go and leav ethe area abandoned," local farmer Maria Pereira told AFP.

San Cristobal, Nicaragua's highest volcano, is located about 135 km north-west of Managua.

It is considered the country's most active. It last erupted in September, killing some farm animals.

Source: http://www.bbc.co.uk/news/world-latin-america-20848465#sa-ns_mchannel=rss&ns_source=PublicRSS20-sa

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NY firemen's killer mapped out plan for slayings

WEBSTER, N.Y. (AP) ? The ex-con turned sniper who killed two firefighters wanted to make sure his goodbye note was legible, typing out his desire to "do what I like doing best, killing people" before setting the house where he lived with his sister ablaze, police said.

Police Chief Gerald Pickering said Tuesday that the 62-year-old loner, William Spengler, brought plenty of ammunition with him for three weapons including a military-style assault rifle as he set out on a quest to burn down his neighborhood just before sunrise on Christmas Eve.

And when firefighters arrived to stop him, he unleashed a torrent of bullets, shattering the windshield of the fire truck that volunteer firefighter and police Lt. Michael Chiapperini, 43, drove to the scene. Fellow firefighter Tomasz Kaczowka, 19, who worked as a 911 dispatcher, was killed as well.

Two other firefighters were struck by bullets, one in the pelvis and the other in the chest and knee. They remained hospitalized in stable condition and were expected to survive.

On Tuesday, investigators found a body in the Spengler home, presumably that of the sister a neighbor said Spengler hated: 67-year-old Cheryl Spengler. Spengler's penchant for death had surfaced before. He served 17 years in prison for manslaughter in the 1980 hammer slaying of his grandmother.

But his intent was unmistakable when he left his flaming home carrying a pump-action shotgun, a .38-caliber revolver and a .223-caliber semiautomatic Bushmaster rifle with flash suppression, the same make and caliber weapon used in the elementary school massacre in Newtown, Conn., that killed 26.

"He was equipped to go to war, kill innocent people," the chief said of a felon who wasn't allowed to possess weapons because of his criminal past. It was not clear how he got them.

The assault rifle was believed to be the weapon that struck down the firefighters. He then killed himself as seven houses burned on a sliver of land along Lake Ontario. His body was not found on a nearby beach until hours afterwards.

The motive was left unclear as well, Pickering said, even as authorities began analyzing a two- to three-page typewritten rambling note Spengler left behind.

He declined to reveal the note's full content or say where it was found. He read only one chilling line: "I still have to get ready to see how much of the neighborhood I can burn down, and do what I like doing best, killing people."

Pickering added: "There was some rambling in there and some intelligence we need to follow up on."

It remained unknown what set Spengler off but a next-door neighbor, Roger Vercruysse, noted that he loved his mother, Arline, who died in October after living in the house in a neighborhood of seasonal and year-round homes across the road from a lakeshore popular with recreational boaters.

Pickering said it was unclear whether the person believed to be Spengler's sister died before or during the fire.

"It was a raging inferno in there," Pickering said.

As Pickering described it and as emergency radio communications on the scene showed, the heavily armed Spengler took a position behind a small hill by the house as four firefighters arrived after 5:30 a.m. to extinguish the fire: two on a fire truck; two in their own vehicles.

Several firefighters went beneath the truck to shield themselves as an off-duty police officer who came to the scene pulled his vehicle alongside the truck to try to shield them, authorities said.

The first police officer who arrived chased and exchanged shots with Spengler, recounting it later over his police radio.

"I could see the muzzle blasts comin' at me. ... I fired four shots at him. I thought he went down," the officer said.

At another point, he said: "I don't know if I hit him or not. He's by a tree. ... He was movin' eastbound on the berm when I was firing shots." Pickering portrayed the officer as a hero who saved many lives.

The audio posted on the website RadioReference.com also has someone reporting "firefighters are down" and saying "got to be rifle or shotgun ? high-powered ... semi or fully auto."

Spengler had been charged with murder in his grandmother's death but pleaded guilty to a reduced charge of manslaughter, apparently to spare his family a trial. After he was freed from prison, Spengler had lived a quiet life on Lake Road on a narrow peninsula where Irondequoit Bay meets Lake Ontario.

That ended when he left his burning home Monday morning, armed with his weapons, a lot of ammunition and a measure of hate.

"I'm not sure we'll ever know what was going through his mind," Pickering said.

___

Esch reported from Albany. Associated Press writer Larry Neumeister in New York City also contributed to this report.

Source: http://news.yahoo.com/ny-firemens-killer-mapped-plan-slayings-071946537.html

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